If you are trying to figure out where else to trim the family budget, make sure you don't do it in the car insurance category.
AAA Mid-Atlantic says it can lead to problems with the state and leave you with a bigger bill if that car is in an accident. You can ask about discounts for safe driving and a good driving record. Some even offer a better deal for older cars, multiple ones on the same policy and bundling different types of coverage together. And NEVER be afraid to shop around.