If you have thought about changing your auto insurance plan do your homework first.
Ken Schrad with the Virginia State Corporation Commission says people often get overwhelmed with a mailbox or inbox full of offers and forget to remember the basics. Just because it is cheaper does not mean it offers all of the coverage you need.
Once you sign up, you need to immediately get proof of insurance, even if it is only a policy number, until a permanent card comes in the mail. More guidance is available through the State Corporation Commission's Bureau of Insurance.